Invoicing built for freelancers,
not enterprise accountants.
No bloat, no forced bookkeeping suites, and zero vendor lock-in. Manage isolated business profiles, send frictionless zero-login client links, and guarantee exact integer-cents precision on every milestone and retainer.
Issued Sep 18, 2024 · Net 14
Direct ACH / Stripe
Billed Client
Vanguard Robotics, Inc.
Attn: Engineering AP
Tax ID: US-89-291038
| Service Description | Hrs | Rate | Amount |
|---|---|---|---|
| Phase 2 Component Library Design tokens & layout primitives | 24 | $125.00 | $3,000.00 |
| Design System Governance Engineering sync & handoff documentation | 8 | $150.00 | $1,200.00 |
Architected for independent operators who value speed and clarity.
Traditional accounting software forces solo founders into ledger double-entries, slow portal logins, and hidden processing cuts. We stripped away the tax filing bloat and kept only what gets you paid.
Multi-Business Profiles
Run multiple DBAs, consultancies, or side-hustles with isolated branding, client directories, and invoice sequences under one login.
Zero-Login Client Links
Send secure, tokenized links where clients can immediately view their invoice and download a PDF without creating an account.
Exact Financial Precision
Built from the ground up with integer-cents arithmetic. Every subtotal, tax rate, and discount is exact with zero rounding drift.
Milestone & Partial Payments
Log upfront deposits and progress disbursements with an immutable payment history and real-time remaining balance calculations.
Automated Retainer Contracts
Configure recurring monthly or quarterly retainer schedules that automatically generate invoices when due without manual work.
100% Data Portability
Single-file embeddable SQLite architecture with instant full JSON backup and restore. Your data is always yours with zero vendor lock-in.
100% Data Sovereignty & Local Backup
Your client records, history, and tax summaries belong to you. Download complete JSON or SQLite exports at any moment with 1 click. If you ever leave, your data never stays trapped behind a paywall.
Transparent pricing for independent builders.
No tier creep. No charging for extra invoices. Upgrade only when you run multiple client companies.
Starter
Solo & GigEssential invoicing for solo freelancers getting started.
- check 1 Business Profile
- check Up to 5 active clients
- check Unlimited professional invoices
- check Standard print-ready PDF export
- check Direct payment instructions & links
Pro
Full Agency PowerFull automation and branding for thriving contractors.
- check Up to 3 Business Profiles (multiple DBAs)
- check Unlimited clients & invoices
- check Automated recurring retainers on autopilot
- check Custom brand logo & typography styling
- check Receivables overdue & due-soon alerts
- check Milestone partial payment tracking
Studio
Boutique AgencyUnlimited scale for boutique studios, agencies, and collectives.
- check Unlimited Business Profiles
- check Unlimited clients & contracts
- check Multi-currency financial ledger
- check 1-Click full JSON data backup & restore
- check Early access to upcoming integrations
- check Priority support & feature requests
Why contractors are leaving legacy accounting monoliths.
Legacy platforms charge $25+/mo while restricting client lists and forcing clients through password login walls.
| Capability / Metric | Freelancer Invoicing | FreshBooks | Wave | Bonsai |
|---|---|---|---|---|
| Starting Price |
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$0 / Free forever (Pro: $9/mo)
|
$23 / month | $0 / month (Pro: $16/mo) | $25 / month |
| Client Caps on Entry Plan |
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Up to 5 clients (Unlimited on Pro)
|
Strict 5 client cap ($23/mo) | Unlimited invoices | Unlimited clients |
| Multi-Business Profiles |
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Up to 3 on Pro / Unlimited on Studio
|
Separate paid account per business | Separate login per business | Extra paid add-on fee |
| Financial Arithmetic |
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Exact integer-cents (zero rounding error)
|
Standard floating-point | Standard floating-point | Standard floating-point |
| Data Portability & Lock-in |
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1-Click complete JSON backup & restore
|
Partial CSV export only | Partial CSV export only | Partial CSV export only |
| Zero-Login Client Portal |
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Instant tokenized link (no client signup)
|
Client portal login required | View link provided | Client login recommended |
FreshBooks, Wave, and Bonsai are trademarks of their respective owners. Comparison based on publicly listed tier rates and features surveyed September 2026.